Summary of accounts and deposits in all commercial and mutual savings banks, June 30, 1975.
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Summary of accounts and deposits in all commercial and mutual savings banks, June 30, 1975. by Federal Deposit Insurance Corporation.

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Published by Federal Deposit Insurance Corporation in [Washington .
Written in English



  • United States


  • Bank deposits -- United States -- Statistics.

Book details:

Edition Notes

Chiefly tables.

LC ClassificationsHG1660.U5 F44 1975
The Physical Object
Paginationv. ;
ID Numbers
Open LibraryOL4943018M
LC Control Number76370539

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SUMMARY • Higher and more volatile rates of inflation in the s led to higher and more volatile interest rates and increased stress in the financial sector. • Money market mutual funds began to compete with banks and thrifts for the savings of Americans. Initially, banks and thrifts were constrained in their ability to compete by depositFile Size: KB. The two major types of financial institutions offering checkable deposits are commercial banks and thrift institutions. Exclusions from M1 are: Currency held by commercial banks and thrifts; and. Checkable deposits of the U.S. Treasury or Federal Reserve held by commercial banks and thrifts. M2 is a broader definition of money.   The result shows that deposits with other banks and interest rate are negatively affecting the profitability of banks, while advances and loans and investment are having positive influence over.   State Banks. Two federal agencies share responsibility for state banks. The Federal Deposit Insurance Corporation supervises state-chartered banks that are not members of the Federal Reserve System and State-chartered savings associations. The FDIC also insures deposits in banks and savings associations in the event of bank failure.

(most narrowly defined money supply) equal to currency in the hands of the public and the checkable deposits of commercial banks and thrift institutions M2 (more broadly defined money supply) M1+ non-checkable savings accounts e.g. money market deposit accounts, small time deposits e.g. deposits of less than $,, and individual money.   In , Americans were spending percent of their disposable income personal income, according to U.S. Bureau of Economic Analysis. This number peaked at 17 percent in In , the personal savings rate is percent. Like savings account rates, CD and money market account rates have also declined over time, though not as.   Bank deposits are money placed into a deposit account at a banking institution, such as savings accounts, checking accounts and money market accounts. June Call Report Forms, Instructions, and Related Materials. FFIEC Consolidated Reports of Condition and Income Reporting Form (J ) FFIEC Consolidated Reports of Condition and Income Reporting Form (J ) FFIEC FFIEC Call Report Instruction Book Update (June

A savings (time) deposit at a financial institution; remains on deposit for a longer time than a demand deposit. Since time deposits earn higher rates of interest, they are usually preferable to checking accounts when the depositor's goal is to accumulate money for a future expenditure or to maintain balances for meeting unexpected expenses. Commercial Banks 2. Savings and Loan Associations 3. Savings Banks 4. Credit Unions. mutual funds. open-end investment companies that can issue an unlimited number of their shares to their investors and use the pooled proceeds to purchase corporate and gov't securites 3. issuing checkable deposit accounts 4. clearing checks 5. creating. Supervises banks and insures deposits in banks and thrift institutions. Instituted during the Great Depression. More than 99% of the nation's commercial banks and savings institutions pay fees for membership in the FDIC. Insures up to ,00$ Responsible or disposing of failed banks and keeping public faith in the banking system. OCC is the primary regulator of banks chartered under the National Bank Act (12 USC Section 1 et seq.). You will find OCC's regulations, derived from this act, in Title 12 - Banks .